Branch Sales Executive

Sourcing Personal Finance applications from the local market, within ADIB’s permitted policy and procedure, is the purpose of the Branch Sales Executive role at ADIB in Abu Dhabi, which the listing labels an outsource role. The products to source are New to Bank Personal Finance, Covered Cards, Auto and Takaful, and the listed locations include the ADIB New Headquarters Branch and the Sh. Zayed Main Branch.

About the branch sales executive job in Abu Dhabi

The work is split between field visits to companies and institutions and file handling at the branch, and the daily sales report goes to the Branch Manager at the end of each day. The ad says compliance with these duties is observed and any non-compliance is escalated.

Responsibilities

• Sources New to Bank Personal Finance, Covered Cards, Auto and Takaful products to the specified target segment, aiming to meet or exceed the assigned target
• Visits potential companies and institutions to finalize deals within the targeted turnaround time under ADIB policy and procedure, and gives feedback to the RSS
• Prepares and maintains the Daily Sales Report (DSR) covering all customer and company visits, and submits it to the Branch Manager by end of day
• Keeps up good relationships with the business entities and individuals that business comes from, and with peers in other departments, while serving customers promptly, keeping to office timings and data confidentiality, and staying presentable
• Prepares and reviews the Standard Credit Application, checking that the information is accurate and that critical documents (cheque, bank statement, passport, Emirates ID, salary certificate and similar) are authentic before they go to PU for processing, and corrects any errors
• Follows the approval process, escalating delays to the BM/OSM, and checks finance disbursement, notifying the BM/OSM of any delay
• Executes the Murabaha contract with the customer on ADIB’s behalf, prepares the file against the checklist and forwards the card allocation for issuance through the coordinators within 24 hours of signing
• Takes part in promotional activities assigned by the BM/OSM or line manager, cross-sells other banking products on a best-efforts basis when required, and escalates customer complaints to the supervisor immediately

Requirements

• Broad knowledge of ADIB’s PF and other RBG products and services
• Fair knowledge of service standards, sales skills and computer skills
• Good knowledge of UAE banking practices, regulations and risks
• Thorough knowledge of all regulations issued by the Central Bank of the UAE
• General awareness of competitors in the local market

How to apply

Applications go through the employer’s careers site: apply using the button below. The listing carries job identification 4884.