Assistant Vice President, Business Credit Office

The Assistant Vice President, Business Credit Office job at HSBC in Muscat is open to Omani nationals only. It is a client-facing, first-line role that gives Relationship Managers and Coverage teams one control point for deal structuring, credit analysis, rating proposals and the monitoring of client credit.

About the Assistant Vice President, Business Credit Office job in Muscat

The post belongs to the Business Credit Office (BCO), a first-line team created under the new end-to-end operating model of Credit & Capital Management (C&CM), part of CIB. Success here means credit applications and renewals that arrive on time and at a high standard, measured against the agreed OKRs, SLAs and KPIs. The holder also teams up with Coverage and Transaction Support colleagues so that clients get a consistent experience.

Responsibilities

• Runs BCO work to the agreed OKR, SLA and KPI targets
• Takes ownership of the credit and lending servicing process once a Relationship Manager hands a client over, and sees it through to completion
• Drafts credit analysis, financial assessments and rating recommendations for Relationship Managers
• Handles client reviews and renewals, from outreach to background research
• Agrees credit terms and paperwork with clients and with WCMR, serving as the one handoff point for credit and lending tasks
• Takes part in deal discussions with clients and credit risk when needed
• Builds first-line risk and control standards into every stage of the credit lifecycle, acts on internal and external audit recommendations on time, and resolves points that external regulators raise

Requirements

• Omani nationals only
• Corporate lending background with sound credit knowledge and strong analytical skills
• Risk assessment and management skills that back credit quality as well as returns on risk
• Demonstrable grasp of Wholesale Banking products, including the financing instruments it offers
• Understanding of the policies, principles and statutory compliance rules that govern Group credit risk
• Stakeholder management skills for complex situations and for bringing senior leaders into agreement, with clear and persuasive communication
• Collaboration with risk colleagues to strike a balance between commercial results and risk control
• Disciplined processes and active use of new technology and customer-experience programmes to improve productivity and client service

Preferred qualifications

• Experience from a regional bank or a consultancy

Benefits

HSBC says it supports flexible working where possible, such as different hours or from home, subject to approval.

About HSBC

HSBC describes itself as being among the biggest banks and financial services groups worldwide, and sets itself the goal of being the bank people trust most.

How to apply

Applicants can apply using the button below through the HSBC careers portal, where the role carries the Job ID 66274.